Does Migo Loan Apps Call Contacts or Send Messages to Contacts when Default in Payments


 Hi, I want to borrow money from Migo Loan apps and I want to be sure if they don’t call my contacts or send messages to my Whatsapp if I don’t pay on time? I got this message from someone who want to know few things about Migo loan especially in terms of delayed repayment. Please I have always warned people not to borrow money from loan app if they know they can’t pay back or Incase of defaulting. 

There are various ways of defaulting but the deliberate one is bad. But for Migo loan app, it’s real and they don’t defame or call your contacts when. You default in payment even on late payments. Migo is registered among the four trusted app like carbon, Branch loan and Fairmoney loan app  

We have many Loan Apps which have now registered on play store for Android users and many claiming to give out instant loan without collateral or guarantors. I noticed many loan seekers have had terrible experience with loan apps that offers 7days and 14days repayment period and terrible situations especially when it come to repayment and I can tell you that some loan apps are not okay at all and please don’t just go there, Migo loan is quite okay if I must say. 

I received many questions from people asking about different loan app but this time it’s all about Migo loan. Someone  asked if Migo Loan is one of those harsh loan apps that will call your contact or send messages to contact list if payment isn’t revieved. The few fact I know about Migo loan is that Migo is good and the app have the backing of fidelity bank. 


Will Migo Loan call my contact list? The simple answer to this is straight forward and it’s a no answer. When I applied for loan with Migo loan, I searched through Google play reviews before installing their app, I granted migo permission to my messages, contact, phone, list so as to see if migo actually call contacts like other loan apps do. So but I seek small loans of about 5k although the app opened more loans for me which I didn’t take.Migo disbursement was fast and I see that registration process easy. 

Will Migo send messages to my contacts or Whatsapp contacts? From my findings on loan apps that will always send messages to people, Migo Loan was not mentioned according to people’s experience on some loan app people claim send messages to their contact list. I see that Migo have neither reported anyone to their contact  or send messages to contact list. 

I have seen many active Facebook groups where people talked about seeking instant loans and loan app that are good as some that are bad but from the reviews I posted to them, no one have said anything bad about Migo loan and over 90 comments on Migo with good reviews and no calling of contacts but they only call you to give you reminders of your unpaid loans. 

Can Migo Loan App my BVN if I didn’t make payments or defaulted? I have said this many times that not all loan app are the same, some may be terrible with high interest rate but I used to tell people that no matter the default, no loan app can block your BVN because they are not the financial institution that gave you the BVN. 

Migo loan can’t have access to your bvn and the only thing they can do is to report you to credit bureau that you are owing and credit bureau won’t come and find you but you might not have access to loan if your credit score is too low.

I will like you to also know that Migo can’t block your bank account which means you don’t need to be scared of anything loan from Migo. But you must read Migo terms and condition before signing in for a loan application. The idea is that when you collected the first loan from Migo, your contact list and other information are already in their database but they won’t call your contacts or block your bank account since they aren’t the Alex bank here that issue you a bank account.

Migo Loan App operated like any other loan app with instant loan grant but I haven’t any problem with these app now unlike other loan app that have turn to loan sharks. Like I said earlier that although their loan repayment is much more than 13 days just like other loan app like the legit apps (Carbon, Branch and Fairmoney)

In conclusion, I believe the discussion we had throughout this session and ideas shared on this post answers the question on Migo if they actually call contacts or send messages to contact list if you didn’t pay on time or if you defaulted in payment. Migo loan method of getting their money aren’t immature but they will call you countless number of times. Migo better, have never called my contacts or send messages to my Whatsapp contact. 

I am not an agent of Migo loan app, we write on various happening around us and you are free to let us know if you have any issue with migo and you want us to learn from. When I need a small loan, I just open their apps seek a loan I can pay back easily and go for it. And before writing about any loan app, I seek and gather enough information about the app from different users so that I can have a rich information on what to tell you pertaining to that. Also remember that you need to seek loan that is convenient for you to pay and  pay your loan simply because these loan apps are owned by people and that means people’s funds. Thanks for reading, please use the comment box to get across to us Incase of any suggestions, contrary opinion on migo or just anything. Thanks


Leave a Comment