Does Xcrosscash-loan App Call Contacts or Send Messages to Contact List?


Someone said, I want an instant loan for an urgent issue but don’t know which is good and doesn’t defame. I was like you needed a loan and you are looking at a loan app that won’t defame. Does it mean you won’t pay back the loan or you will be late in payment which isn’t good enough. But the question is a two in one question which will be answered as you read on with this post. 

The answer to the question “does xcrosscash defame is a yes answer. Xcross will call your contacts when you default in payment or when you fail to meet up with the loan period. Not only that Xcrosscash will send messages to your contacts list that you are owing the app which is a way of getting back their loan from you.  

I believe anyone can need an emergency loan with fast disbursement, so you need to know few things about some of these loan app especially xcrosscash-loan online app before getting a loan so that you won’t be carried away with their promises whereas there’s more to them. 

Do Xcrosscash Loan app call contacts? We are still taking our time to review and get more information on some of the loan app to provide some hiddne information about them. But for Xcrosscash loan app, they will call your contacts, call your relatives, friends and families.


As I was trying to check through loans on play store, I checked reviews on Xcrosscash-loan loan app and I need I need some information on them and how they operate apart from seeking loan from this app. I asked question from few people who have seek loan from Xcrosscash loan and their customer care and their loan recovery methods. 

Is Xcrosscash loan Still giving out loans: ‘Yes”. Xcrosscash-loan is still on play store and is still in the business of giving out loans with instant disbursement without collateral. But Xcrosscash app is still among the few app that give a short loan of 7 to 14days which is not the loan standard of a legit loan app requirements on Google play store for loan app. The last time I checked, they are still giving out loans. 

Does Xcrosscash-loan call contacts Incase if default in payment? Yes they do, 

Xcrosscash is good but still one of the apps that will call your contacts over and over Incase you fail to pay up your loan on time or on due date. They will message your friends and families on your contacts telling these people that you use them as guarantor and now that you’ve fail to pay back.

Do Xcrosscash send messages to contacts list? Yes they do send messages to friends and relatives on contact list, not only that, Xcrosscash will also send messages to your WhatsApp contacts with your picture that you are on the run with company’s money or other things. We are saying this just to prepare your mind before you download their app and get a loan from Xcrosscash because they will send lot of messages to your contacts


Does Xcrosscash-loan defame: Xcrosscash is still one of the loan app that will defame if you fail to pay on due date. Xcrosscash will try to collect their loan from you by defaming you with lot of calls, messages to contacts list and other means. Yes Xcrosscash loan app defame so we’ll with repeated calls and messages.

Can Xcrosscash block bvn? Let get this straight that no loan app can block your BVN. Even if you default in making payment on Xcrosscash, you will get messages telling your that your bvn will be blocked so you can’t have access to other loan services. It’s not true, Xcrosscash-loan loan can’t block your bvn. 

Can Xcrosscash block account? No loan app can block your account.  If you default in making payment on due date with Xcrosscash loan app, you will also get messages telling that your account will be blocked so you can’t have access to your bank account. It’s not true, Xcrosscash can’t block your bank account because they are just a loan app and not the owner of your bank account. 

Can Xcrosscash deduct money from your account? Not only Xcrosscash but almost all loan app can deduct money from your account. Yea they can. I will like you to know that almost all loan app can withdraw money from your account because you have granted these app permissions on your account to deduct money from it. If you don’t want that then change your password or block your arm card to have authorized access to your account. 

Is Xcrosscash-loan Legit? After summing up all the ideas and fact discussed so far, I came to realize that Xcrosscash is not registered and legit loan app due to the condition that Xcrosscash loan offer 7 to 14days loan repayment and also they don’t have a physical office for complain or issues but most of their staffs work from home or in one unidentified place. They also defame to collect their loans from you which makes them not legit. 

If you want to get a loan, we still have few registered and legit loan app on Google play store or check more related post on this site which will help you with lot of recommended loan app to get quick loan from. And if you already have an account with them or you have already entered their late payment period, Xcrosscash will soon start sending messages to your contact or Whatsapp friends and families. 

Better still, for new user or old user of the app, it will be better if you change your card pin and password if you already have a late payment with Xcrosscash to save yourself from deduction from card. You can also use truecaller app to know their spam numbers for unending calls and messages. 

Lastly, I will recommend you pay back the loan your borrowed from Xcrosscash or these apps because you will get defamed and the interest rate is so much you can handle. If you have more information on Xcrosscash, please don’t forget to use the comment box make suggestions or pass information for us to learn. Thank for reading 


2 thoughts on “Does Xcrosscash-loan App Call Contacts or Send Messages to Contact List?”

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  2. Yes they do, I know them. They will defame you big time if you fail in making payment on due date. Your contacts list will know how far

  3. Although Xcrosscash isn't like Sokoloan or Lcredit but they will also call your contacts and send messages to your Whatsapp contact list. Be warned

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